Janice Yip Advisory Group

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...

Rojak in Malay means mixture. In the Singapore context, it refers to a salad dish tossed with fruits and vegetables that reflects...

This is a self development post, not the usual money related post. If you are wondering why a FA writes about self development, I feel...

If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...

Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...

"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...

Do you feel that you did your part as a responsible adult once you insure your life for a million dollars? We often believe that insuring...

Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...

Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...

If you are in your late 50s - 60s reading this, $2million might be enough. If you are any younger, it's likely not going to be enough for...

Becoming parents is a happy occasion. Sometimes, we get so excited to usher in a new family member we want to buy nothing but the best...

After close to a decade in this industry, I've reached a conclusion why it's easier to help some groups of individuals improve their...

As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...

According to this study featured in Singapore Business Review, Singapore has the unhappiest workforce in the world. From what I gathered...

Not enough clients is a common concern in my industry. Depending on who (client/advisor) I speak to, I get very interesting views on this...

Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...

I decided to write this article after interacting with a number of consumers who hold investment type Investment Linked Policies (ILPs)....