Janice Yip Advisory Group

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...

As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

Largely due to imperfect information, we often do not know what are our best options available for our life situation until we are...

One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...

Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...

This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...

Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...

As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...

Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...

Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....

You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...

As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...

Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...

I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...

This will be a very short article because I've a backlog of CI applications to clear. I want to touch on the topic of DIY after some...

Today I'll be writing an interesting article on 5 really counterproductive behaviours people do with their money that is seriously not...