Janice Yip Advisory Group

After close to a decade in this industry, I've reached a conclusion why it's easier to help some groups of individuals improve their...

Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

Ever wondered how come your peer (earning a similar income as you) might be buying their first private property while you are fretting...

With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...

The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...

Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...

One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...

You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...

Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...

Do you belong to the income growth camp or the income stagnation camp? Ever asked yourself why you see some people around you earning...

This will be a short article. We are into Phase 2 and hopefully if everyone can practice some self-restraint we will resume life in a new...

Recently I've had a number of enquiries about investment related questions from undergraduates or fresh graduates. One of the most common...

So I had lots of time to reflect on business and life because I have been trying to stay in and avoid crowds. This COVID-19 virus has...

It's come to my attention that there's a growing trend of people who are willing to pay a premium for free time. What do I mean by paying...

How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...

This article is a continuation of How My Parents' Generation Saved For A Comfortable Retirement. Retirement planning is one of my...

Personally, I feel that people need a specialist financial adviser, not an order taker or sales promoter. In today's context, there is...