Janice Yip Advisory Group

"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...

Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...

Becoming parents is a happy occasion. Sometimes, we get so excited to usher in a new family member we want to buy nothing but the best...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

Okay, I've been asked these questions throughout my career and I decided to compile them in one article because I believe many others in...

It's early Q4 and I've wrapped up my business goals for the year. As a result, I'm spending more time to reflect on 2021 and what are...

Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...

Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...

Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...

A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...

This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...

Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...

Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...

The short answer to the question stated in the title, it's a yes. Hospitalization insurance and critical illness insurance serves...

Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...

I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...

One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...

Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...

As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...