Janice Yip
Mathematical Proof Insurance Gives You Freedom To Spend
"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...
top of page
Search
Janice Yip
Feb 4, 20236 min read
Here Is Why Most People Who Neglect Income Protection Are Bad Gamblers
Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...
74 views
Janice Yip
Sep 17, 20227 min read
3 Key Considerations When Planning For Your NewBorn
Becoming parents is a happy occasion. Sometimes, we get so excited to usher in a new family member we want to buy nothing but the best...
517 views
Janice Yip
Dec 9, 20217 min read
4 Financial Takeaways To End 2021 With
It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...
67 views
Janice Yip
Nov 24, 20216 min read
3 Insurance Questions I Get Asked All The Time
Okay, I've been asked these questions throughout my career and I decided to compile them in one article because I believe many others in...
119 views
Janice Yip
Oct 14, 20215 min read
Future Proofing Your Insurance Coverage Can Save You Money
It's early Q4 and I've wrapped up my business goals for the year. As a result, I'm spending more time to reflect on 2021 and what are...
138 views
Janice Yip
Sep 19, 20217 min read
How Will Your Hospitalisation Plan Premiums Affect Your Retirement?
Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...
215 views
Janice Yip
Mar 6, 20216 min read
Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...
233 views
Janice Yip
Feb 28, 20216 min read
5 Wealth Management Trends That Can Reduce Future Buyer Remorse
Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...
137 views
Janice Yip
Dec 15, 20205 min read
Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...
113 views
Janice Yip
Oct 31, 20208 min read
How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...
156 views
Janice Yip
Sep 19, 20207 min read
Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...
470 views
Janice Yip
Aug 1, 20207 min read
3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...
348 views
Janice Yip
Jul 3, 20205 min read
The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...
1,300 views
Janice Yip
May 30, 20207 min read
I have Hospitalization Insurance, Do I still Need Critical Illness Coverage?
Critical Illness (CI) definitions are changing on 26 August and I feel this is a timely article to provoke thinking points again. The...
505 views
Janice Yip
May 8, 20206 min read
4 Behaviors That Sabotage Your Wealth
Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...
430 views
Janice Yip
Apr 10, 20205 min read
3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...
285 views
Janice Yip
Jan 5, 20206 min read
I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...
1,181 views
Janice Yip
Dec 9, 20196 min read
2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...
331 views
Janice Yip
Sep 10, 20193 min read
Irony of Insurance
As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...
387 views
bottom of page