Janice Yip
4 Financial Takeaways To End 2021 With
It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...
top of page
Search
Janice Yip
Nov 24, 20216 min read
3 Insurance Questions I Get Asked All The Time
Okay, I've been asked these questions throughout my career and I decided to compile them in one article because I believe many others in...
119 views
Janice Yip
Nov 12, 20217 min read
Why Solely Saving Money In The Bank Is Impractical
There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...
209 views
Janice Yip
Oct 27, 20218 min read
6 Squid Game Non Finance Takeaways As A Financial Consultant
I'm very late to watch Squid Game. In fact, I felt the hype has already died down and now I just watched it over the weekend. As a...
235 views
Janice Yip
Oct 14, 20215 min read
Future Proofing Your Insurance Coverage Can Save You Money
It's early Q4 and I've wrapped up my business goals for the year. As a result, I'm spending more time to reflect on 2021 and what are...
138 views
Janice Yip
Sep 19, 20217 min read
How Will Your Hospitalisation Plan Premiums Affect Your Retirement?
Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...
215 views
Janice Yip
Sep 4, 20216 min read
Are You Falling Into This High Income Retirement Trap?
According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...
262 views
Janice Yip
Aug 22, 20217 min read
5 Skills We should Build If We Didn't Develop Them In School
Personal development is a big interest of mine. As a FA who specializes in helping clients work out solutions to live their aspirational...
136 views
Janice Yip
Aug 8, 20216 min read
Are you Missing out On These 3 Lesser Known Benefits In Financial Planning?
Largely due to imperfect information, we often do not know what are our best options available for our life situation until we are...
117 views
Janice Yip
Jul 25, 20218 min read
3 Golden Rules To Save Up For Your First Private Property
Ever wondered how come your peer (earning a similar income as you) might be buying their first private property while you are fretting...
192 views
Janice Yip
Jul 18, 20216 min read
Do You Have The What If Syndrome?
One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...
57 views
Janice Yip
Jul 12, 20218 min read
Why Is There So Much Stigma Towards Investment ILPs?
Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...
746 views
Janice Yip
Jun 27, 20217 min read
What's your Biggest Money Fear?
With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...
179 views
Janice Yip
Jun 13, 20219 min read
4 Money Behaviours Of Comfortably Retired People
The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...
1,216 views
Janice Yip
May 16, 20216 min read
4 Reasons Why High Income Earners Work With a FA
Working as a financial advisor (FA), it's common to hear retail consumers give reasons such as return too low, too long term, lock up...
538 views
Janice Yip
May 1, 20215 min read
Why The Idea That Financial Solutions Are 'Expensive' Is Terribly Flawed
This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...
223 views
Janice Yip
Apr 24, 20216 min read
Why Most 'Saving Plans' Are Long Term & Lack Flexibility?
Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...
655 views
Janice Yip
Apr 13, 20216 min read
Why Planning Retirement Early Makes Your Overall Life Easier
It sounds counter-intuitive. The younger phase of our lives entails a lot of financial commitments. How can it be that life is easier?...
223 views
Janice Yip
Apr 4, 20219 min read
5 Retirement Strategies Common In Singapore
Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...
810 views
Janice Yip
Mar 26, 20217 min read
How Good Debt Can Help You & Bad Debt Can Harm You
As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...
253 views
bottom of page