Janice Yip Advisory Group

As I get more involved in my mentoring journey, a common question that keeps popping up is "how do I stay motivated during discouraging...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

Okay, I've been asked these questions throughout my career and I decided to compile them in one article because I believe many others in...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

I'm very late to watch Squid Game. In fact, I felt the hype has already died down and now I just watched it over the weekend. As a...

It's early Q4 and I've wrapped up my business goals for the year. As a result, I'm spending more time to reflect on 2021 and what are...

Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...

According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

Personal development is a big interest of mine. As a FA who specializes in helping clients work out solutions to live their aspirational...

Largely due to imperfect information, we often do not know what are our best options available for our life situation until we are...

Ever wondered how come your peer (earning a similar income as you) might be buying their first private property while you are fretting...

One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...

Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...

With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...

The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...

Working as a financial advisor (FA), it's common to hear retail consumers give reasons such as return too low, too long term, lock up...

This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...

Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...

It sounds counter-intuitive. The younger phase of our lives entails a lot of financial commitments. How can it be that life is easier?...

Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...