Janice YipNov 29, 20205 min readSaving plansWhy Annuities can be a Useful 2nd Emergency Fund Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...
Janice YipMar 6, 20205 min readRetirement PlanningWhy Do We Need to Use Financial Instruments To Plan For Retirement?Yes why can't we just leave all that money in the bank? You and I probably know what inflation is, however how many people who are...
Janice YipAug 5, 20195 min readSaving plansWhy I'm sold on Lifetime Income SolutionsThis idea first came to me during the year my mom was retiring. She was telling me casually, "if I got a million dollars, I'll go to the...