top of page
Search
Janice Yip
Aug 22, 20235 min read
Mathematical Proof Insurance Gives You Freedom To Spend
"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...
144 views
Janice Yip
Mar 3, 20236 min read
Have you solved the million dollar question after you insure your life for $1million?
Do you feel that you did your part as a responsible adult once you insure your life for a million dollars? We often believe that insuring...
100 views
Janice Yip
Feb 19, 20235 min read
Myth: Inheritance Planning Breeds Lazy, Unmotivated 2nd Generation
Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...
99 views
Janice Yip
Feb 4, 20236 min read
Here Is Why Most People Who Neglect Income Protection Are Bad Gamblers
Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...
77 views
Janice Yip
Mar 24, 20225 min read
Is The Fear Of Future Job Insecurity Stopping You From Long Term Investing?
As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...
76 views
Janice Yip
Dec 9, 20217 min read
4 Financial Takeaways To End 2021 With
It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...
68 views
Janice Yip
Sep 4, 20216 min read
Are You Falling Into This High Income Retirement Trap?
According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...
265 views
Janice Yip
Jul 18, 20216 min read
Do You Have The What If Syndrome?
One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...
59 views
Janice Yip
Jun 27, 20217 min read
What's your Biggest Money Fear?
With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...
180 views
Janice Yip
May 1, 20215 min read
Why The Idea That Financial Solutions Are 'Expensive' Is Terribly Flawed
This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...
235 views
Janice Yip
Apr 24, 20216 min read
Why Most 'Saving Plans' Are Long Term & Lack Flexibility?
Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...
656 views
Janice Yip
Mar 26, 20217 min read
How Good Debt Can Help You & Bad Debt Can Harm You
As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...
254 views
Janice Yip
Mar 18, 20216 min read
3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...
762 views
Janice Yip
Feb 8, 20216 min read
Why Investing As And When You Have Money May Not Be The Best Idea
In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...
122 views
Janice Yip
Jan 3, 20215 min read
Your Money Mindset Will Influence Your Kids Development
Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....
176 views
Janice Yip
Dec 15, 20205 min read
Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...
115 views
Janice Yip
Aug 1, 20207 min read
3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...
351 views
Janice Yip
Jul 19, 20208 min read
5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
199 views
Janice Yip
May 8, 20206 min read
4 Behaviors That Sabotage Your Wealth
Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...
431 views
Janice Yip
Feb 20, 20207 min read
How Come We Are Always Told That We Should Invest Long Term
How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...
929 views
bottom of page