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Mathematical Proof Insurance Gives You Freedom To Spend
"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...
Janice Yip
Aug 22, 20235 min read
146 views

Have you solved the million dollar question after you insure your life for $1million?
Do you feel that you did your part as a responsible adult once you insure your life for a million dollars? We often believe that insuring...
Janice Yip
Mar 3, 20236 min read
100 views

Myth: Inheritance Planning Breeds Lazy, Unmotivated 2nd Generation
Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...
Janice Yip
Feb 19, 20235 min read
99 views

Here Is Why Most People Who Neglect Income Protection Are Bad Gamblers
Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...
Janice Yip
Feb 4, 20236 min read
79 views

Is The Fear Of Future Job Insecurity Stopping You From Long Term Investing?
As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...
Janice Yip
Mar 24, 20225 min read
76 views

4 Financial Takeaways To End 2021 With
It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...
Janice Yip
Dec 9, 20217 min read
68 views

Are You Falling Into This High Income Retirement Trap?
According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...
Janice Yip
Sep 4, 20216 min read
269 views

Do You Have The What If Syndrome?
One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...
Janice Yip
Jul 18, 20216 min read
59 views

What's your Biggest Money Fear?
With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...
Janice Yip
Jun 27, 20217 min read
180 views

Why The Idea That Financial Solutions Are 'Expensive' Is Terribly Flawed
This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...
Janice Yip
May 1, 20215 min read
238 views

Why Most 'Saving Plans' Are Long Term & Lack Flexibility?
Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...
Janice Yip
Apr 24, 20216 min read
659 views

How Good Debt Can Help You & Bad Debt Can Harm You
As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...
Janice Yip
Mar 26, 20217 min read
254 views

3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...
Janice Yip
Mar 18, 20216 min read
762 views

Why Investing As And When You Have Money May Not Be The Best Idea
In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...
Janice Yip
Feb 8, 20216 min read
122 views

Your Money Mindset Will Influence Your Kids Development
Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....
Janice Yip
Jan 3, 20215 min read
176 views

Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...
Janice Yip
Dec 15, 20205 min read
117 views

3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...
Janice Yip
Aug 1, 20207 min read
351 views

5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
Janice Yip
Jul 19, 20208 min read
209 views

4 Behaviors That Sabotage Your Wealth
Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...
Janice Yip
May 8, 20206 min read
431 views

How Come We Are Always Told That We Should Invest Long Term
How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...
Janice Yip
Feb 20, 20207 min read
933 views
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