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Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...
Janice Yip
Mar 6, 20216 min read
235 views

How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...
Janice Yip
Oct 31, 20208 min read
159 views

Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...
Janice Yip
Sep 19, 20207 min read
584 views

The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...
Janice Yip
Jul 3, 20205 min read
1,369 views

I have Hospitalization Insurance, Do I still Need Critical Illness Coverage?
The short answer to the question stated in the title, it's a yes. Hospitalization insurance and critical illness insurance serves...
Janice Yip
May 30, 20207 min read
515 views

I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...
Janice Yip
Jan 5, 20206 min read
1,244 views

2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...
Janice Yip
Dec 9, 20196 min read
341 views

Irony of Insurance
As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...
Janice Yip
Sep 10, 20193 min read
389 views
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