Janice Yip Advisory Group

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...

Rojak in Malay means mixture. In the Singapore context, it refers to a salad dish tossed with fruits and vegetables that reflects...

If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...

Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...

Becoming parents is a happy occasion. Sometimes, we get so excited to usher in a new family member we want to buy nothing but the best...

As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

Largely due to imperfect information, we often do not know what are our best options available for our life situation until we are...

One of the biggest reasons people procrastinate making long term financial commitments is largely due to 'what ifs'. More often than not,...

Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...

The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...

This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...

Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...

Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...

As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...

Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...