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Your Money Mindset Will Influence Your Kids Development
Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....
Janice Yip
Jan 3, 20215 min read
176 views

Why Annuities can be a Useful 2nd Emergency Fund
Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...
Janice Yip
Nov 29, 20205 min read
142 views

How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...
Janice Yip
Oct 31, 20208 min read
159 views

Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...
Janice Yip
Oct 2, 20206 min read
113 views

Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...
Janice Yip
Sep 19, 20207 min read
584 views

4 Reasons Why You May Consider An Investment ILP In Your Portfolio
The general stigma on investment linked policies are real and up till now, there's still a significant portion of the population who is...
Janice Yip
Aug 23, 20205 min read
794 views

How Robust Is Your Portfolio When You DIY?
This will be a very short article because I've a backlog of CI applications to clear. I want to touch on the topic of DIY after some...
Janice Yip
Aug 9, 20204 min read
121 views

5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
Janice Yip
Jul 19, 20208 min read
209 views

The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...
Janice Yip
Jul 3, 20205 min read
1,369 views

5 Things People Should Not Do With Their Money Just Because They Can
Today I'll be writing an interesting article on 5 really counterproductive behaviours people do with their money that is seriously not...
Janice Yip
Jun 27, 20208 min read
628 views

Recession, Low Yields & Reinvestment Risk
The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...
Janice Yip
Jun 6, 20207 min read
84 views

3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...
Janice Yip
Apr 10, 20205 min read
288 views

Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...
Janice Yip
Mar 20, 20205 min read
402 views

3 Commonly Asked Financial Planning Questions That is Conceptually Flawed
So doing this for a while now, I've encountered a varied range of questions from people who have taken a serious view about their...
Janice Yip
Mar 13, 20205 min read
841 views

Why We Need to Set Aside 6 Months Of Income & How To Go About It
The recent Novel Coronavirus has brought a timely wake up call to a number of industries and everyone else because it's a stark reminder...
Janice Yip
Feb 12, 20203 min read
450 views

I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...
Janice Yip
Jan 5, 20206 min read
1,244 views

2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...
Janice Yip
Dec 9, 20196 min read
341 views

3 Strategies To Get Started On Saving For Your Future
Usually there are only a few possible reasons why people haven't gotten started on any wealth accumulation strategies. Do not wish to...
Janice Yip
Dec 2, 20196 min read
262 views

how to Optimize your Savings and Spending
I was in a minibus on the way to Malacca from Singapore to attend a wedding when I got absorbed in this conversation about how my friends...
Janice Yip
Nov 25, 20196 min read
559 views

Are we too optimistic about retirement?
Do you often feel that financial articles and all financial advisors take pleasure in scaring us with regards to retirement? I recently...
Janice Yip
Nov 13, 20195 min read
549 views
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