Janice Yip
Why Annuities can be a Useful 2nd Emergency Fund
Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...
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Janice Yip
Oct 31, 20208 min read
How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...
156 views
Janice Yip
Oct 2, 20206 min read
Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...
112 views
Janice Yip
Sep 19, 20207 min read
Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...
470 views
Janice Yip
Aug 23, 20205 min read
4 Reasons Why You May Consider An Investment ILP In Your Portfolio
The general stigma on investment linked policies are real and up till now, there's still a significant portion of the population who is...
745 views
Janice Yip
Aug 9, 20204 min read
How Robust Is Your Portfolio When You DIY?
This will be a very short article because I've a backlog of CI applications to clear. I want to touch on the topic of DIY after some...
120 views
Janice Yip
Jul 19, 20208 min read
5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
191 views
Janice Yip
Jul 3, 20205 min read
The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...
1,300 views
Janice Yip
Jun 27, 20208 min read
5 Things People Should Not Do With Their Money Just Because They Can
Today I'll be writing an interesting article on 5 really counterproductive behaviours people do with their money that is seriously not...
626 views
Janice Yip
Jun 6, 20207 min read
Recession, Low Yields & Reinvestment Risk
The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...
82 views
Janice Yip
Apr 10, 20205 min read
3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...
285 views
Janice Yip
Mar 20, 20205 min read
Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...
401 views
Janice Yip
Mar 13, 20205 min read
3 Commonly Asked Financial Planning Questions That is Conceptually Flawed
So doing this for a while now, I've encountered a varied range of questions from people who have taken a serious view about their...
840 views
Janice Yip
Feb 12, 20203 min read
Why We Need to Set Aside 6 Months Of Income & How To Go About It
The recent Novel Coronavirus has brought a timely wake up call to a number of industries and everyone else because it's a stark reminder...
446 views
Janice Yip
Jan 5, 20206 min read
I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...
1,181 views
Janice Yip
Dec 9, 20196 min read
2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...
331 views
Janice Yip
Dec 2, 20196 min read
3 Strategies To Get Started On Saving For Your Future
Usually there are only a few possible reasons why people haven't gotten started on any wealth accumulation strategies. Do not wish to...
261 views
Janice Yip
Nov 25, 20196 min read
how to Optimize your Savings and Spending
I was in a minibus on the way to Malacca from Singapore to attend a wedding when I got absorbed in this conversation about how my friends...
555 views
Janice Yip
Nov 13, 20195 min read
Are we too optimistic about retirement?
Do you often feel that financial articles and all financial advisors take pleasure in scaring us with regards to retirement? I recently...
548 views
Janice Yip
Oct 28, 20193 min read
3 Questions To Help You Decide If You Should Pay Off Your Loan
The idea of debt makes many people very uncomfortable. So many people just can't wait to get rid of it. Essentially clearing the debt...
387 views
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