Janice Yip Advisory Group

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...

Rojak in Malay means mixture. In the Singapore context, it refers to a salad dish tossed with fruits and vegetables that reflects...

If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...

Do you feel that you did your part as a responsible adult once you insure your life for a million dollars? We often believe that insuring...

Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...

Are you somebody who would be concerned about your loss of income if you suddenly fall critically ill or if you are contributing to the...

If you are in your late 50s - 60s reading this, $2million might be enough. If you are any younger, it's likely not going to be enough for...

After close to a decade in this industry, I've reached a conclusion why it's easier to help some groups of individuals improve their...

As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...

Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

It's early Q4 and I've wrapped up my business goals for the year. As a result, I'm spending more time to reflect on 2021 and what are...

Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...

According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

Largely due to imperfect information, we often do not know what are our best options available for our life situation until we are...

Ever wondered how come your peer (earning a similar income as you) might be buying their first private property while you are fretting...

With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...