Janice Yip
Why Most People Are Doing Retirement Planning Wrongly
If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...
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Janice Yip
Apr 274 min read
Are you Confusing Wealth Preservation Tools with Wealth Accumulation Tools?
"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...
64 views
Janice Yip
Jan 73 min read
Your Retirement Number - Pitfalls To Consider
Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...
92 views
Janice Yip
Nov 2, 20236 min read
Is your Knowledge About Investment Linked Policies Outdated?
Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...
141 views
Janice Yip
Aug 22, 20235 min read
Mathematical Proof Insurance Gives You Freedom To Spend
"I already have your proposed insured amount in the bank, given that I want to shore up my savings, I'll pass up on this insurance." This...
136 views
Janice Yip
Sep 17, 20227 min read
3 Key Considerations When Planning For Your NewBorn
Becoming parents is a happy occasion. Sometimes, we get so excited to usher in a new family member we want to buy nothing but the best...
517 views
Janice Yip
Mar 24, 20225 min read
Is The Fear Of Future Job Insecurity Stopping You From Long Term Investing?
As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...
73 views
Janice Yip
Jul 12, 20218 min read
Why Is There So Much Stigma Towards Investment ILPs?
Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...
746 views
Janice Yip
May 1, 20215 min read
Why The Idea That Financial Solutions Are 'Expensive' Is Terribly Flawed
This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...
223 views
Janice Yip
Oct 2, 20206 min read
Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...
112 views
Janice Yip
May 8, 20206 min read
4 Behaviors That Sabotage Your Wealth
Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...
430 views
Janice Yip
May 1, 20205 min read
Beginner's Guide To Select The Right Savings Plan For YourSelf
In today's article, my goal is to provide a short, systematic series of questions that can help you ensure that the plan recommended to you
327 views
Janice Yip
Apr 10, 20205 min read
3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...
285 views
Janice Yip
Mar 20, 20205 min read
Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...
401 views
Janice Yip
Mar 13, 20205 min read
3 Commonly Asked Financial Planning Questions That is Conceptually Flawed
So doing this for a while now, I've encountered a varied range of questions from people who have taken a serious view about their...
840 views
Janice Yip
Feb 12, 20203 min read
Why We Need to Set Aside 6 Months Of Income & How To Go About It
The recent Novel Coronavirus has brought a timely wake up call to a number of industries and everyone else because it's a stark reminder...
446 views
Janice Yip
Dec 9, 20196 min read
2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...
331 views
Janice Yip
Dec 2, 20196 min read
3 Strategies To Get Started On Saving For Your Future
Usually there are only a few possible reasons why people haven't gotten started on any wealth accumulation strategies. Do not wish to...
261 views
Janice Yip
Nov 25, 20196 min read
how to Optimize your Savings and Spending
I was in a minibus on the way to Malacca from Singapore to attend a wedding when I got absorbed in this conversation about how my friends...
555 views
Janice Yip
Oct 28, 20193 min read
3 Questions To Help You Decide If You Should Pay Off Your Loan
The idea of debt makes many people very uncomfortable. So many people just can't wait to get rid of it. Essentially clearing the debt...
387 views
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