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4 Money Behaviours Of Comfortably Retired People
The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...
Janice Yip
Jun 13, 20219 min read
1,242 views

4 Reasons Why High Income Earners Work With a FA
Working as a financial advisor (FA), it's common to hear retail consumers give reasons such as return too low, too long term, lock up...
Janice Yip
May 16, 20216 min read
539 views

Why Planning Retirement Early Makes Your Overall Life Easier
It sounds counter-intuitive. The younger phase of our lives entails a lot of financial commitments. How can it be that life is easier?...
Janice Yip
Apr 13, 20216 min read
226 views

5 Retirement Strategies Common In Singapore
Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...
Janice Yip
Apr 4, 20219 min read
824 views

Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...
Janice Yip
Mar 6, 20216 min read
235 views

How to Plan Your Retirement Concurrently With Your Other Priorities
One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...
Janice Yip
Feb 20, 20217 min read
430 views

Why Investing As And When You Have Money May Not Be The Best Idea
In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...
Janice Yip
Feb 8, 20216 min read
122 views

Your Money Mindset Will Influence Your Kids Development
Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....
Janice Yip
Jan 3, 20215 min read
176 views

The Best Christmas Gift For Your Future Self
You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...
Janice Yip
Dec 25, 20206 min read
125 views

Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...
Janice Yip
Dec 15, 20205 min read
117 views

Potential Problems When One Relies On Inheritance Money As Their Retirement Plan
When a person thinks about inheritance, it's such a wonderful thing right? There are many people who envy those who are left with a hefty...
Janice Yip
Dec 7, 20206 min read
166 views

Why Annuities can be a Useful 2nd Emergency Fund
Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...
Janice Yip
Nov 29, 20205 min read
142 views

3 Scenarios To Improve Your Retirement
Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...
Janice Yip
Nov 22, 20206 min read
935 views

How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...
Janice Yip
Oct 31, 20208 min read
159 views

3 Reasons Why Foreigners Need Financial Planning In Singapore
"I don't know if I'll be in Singapore next year so I don't think I want to commit to anything. Moreover, my company already has...
Janice Yip
Oct 12, 20206 min read
246 views

Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...
Janice Yip
Oct 2, 20206 min read
113 views

Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...
Janice Yip
Sep 19, 20207 min read
584 views

4 Reasons Why You May Consider An Investment ILP In Your Portfolio
The general stigma on investment linked policies are real and up till now, there's still a significant portion of the population who is...
Janice Yip
Aug 23, 20205 min read
794 views

How Robust Is Your Portfolio When You DIY?
This will be a very short article because I've a backlog of CI applications to clear. I want to touch on the topic of DIY after some...
Janice Yip
Aug 9, 20204 min read
121 views

3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...
Janice Yip
Aug 1, 20207 min read
351 views
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