Janice Yip
The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...
top of page
Search
Janice Yip
Jun 14, 20206 min read
3 Money Steps We Can Take To Prepare For The Next Crisis
The present recession has given me fresh perspectives about how people react to a financial crisis. It has also taught me plenty about how
143 views
Janice Yip
Jun 6, 20207 min read
Recession, Low Yields & Reinvestment Risk
The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...
82 views
Janice Yip
May 30, 20207 min read
I have Hospitalization Insurance, Do I still Need Critical Illness Coverage?
Critical Illness (CI) definitions are changing on 26 August and I feel this is a timely article to provoke thinking points again. The...
505 views
Janice Yip
Apr 17, 20204 min read
How Lump Sum Averaging Can Take Away The Need To Search For A Market Crystal Ball
I've not been more excited about the current market conditions as now. To be fair, this is my second market crisis. The first one I've...
274 views
Janice Yip
Apr 10, 20205 min read
3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...
285 views
Janice Yip
Apr 3, 20207 min read
Self Employed Life, Coronavirus & Retirement
So I had lots of time to reflect on business and life because I have been trying to stay in and avoid crowds. This COVID-19 virus has...
533 views
Janice Yip
Mar 6, 20205 min read
Why Do We Need to Use Financial Instruments To Plan For Retirement?
Yes why can't we just leave all that money in the bank? You and I probably know what inflation is, however how many people who are...
702 views
Janice Yip
Feb 20, 20207 min read
How Come We Are Always Told That We Should Invest Long Term
How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...
927 views
Janice Yip
Feb 6, 20204 min read
Do Not Shortchange Your Retirement Because You Did Not Try
This article is a continuation of How My Parents' Generation Saved For A Comfortable Retirement. Retirement planning is one of my...
348 views
Janice Yip
Jan 22, 20205 min read
My Outlook For 2020 And New Opportunities Ahead
The New Year just past and so has my birthday. Reflecting on the coming year, I thought an article before Chinese New Year might be the...
406 views
Janice Yip
Jan 5, 20206 min read
I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...
1,181 views
Janice Yip
Nov 13, 20195 min read
Are we too optimistic about retirement?
Do you often feel that financial articles and all financial advisors take pleasure in scaring us with regards to retirement? I recently...
548 views
Janice Yip
Nov 6, 20195 min read
How the Supplementary Retirement Scheme (SRS) Works
I'm writing this with my clients in mind because I am looking for an avenue to share the knowledge to many people at one go. What is...
878 views
Janice Yip
Oct 28, 20193 min read
3 Questions To Help You Decide If You Should Pay Off Your Loan
The idea of debt makes many people very uncomfortable. So many people just can't wait to get rid of it. Essentially clearing the debt...
387 views
Janice Yip
Oct 14, 20194 min read
Guaranteed investment. Whut?!
Are you wondering if this is some kind of scam or click bait? Trust me, this was my reaction when my relative told me she recently signed...
517 views
Janice Yip
Sep 22, 20194 min read
Why I think Everyone Needs A Retirement Plan For Their Retirement
Retirement is a definite event. There will be the day we stop work and not have an active income. It has always been my vision for all my...
439 views
Janice Yip
Aug 28, 20194 min read
What Is Your Plan To Reach Your Retirement Goals?
There's really only two ways to save for retirement. You either set aside a lump sum to drawdown from till you are no longer around or...
331 views
Janice Yip
Aug 13, 20194 min read
3 Benefits a financial adviser with multiple insurer options can give you
I used to believe that as long as an adviser is competent and gives fairly good service, he/she has done a good job. Over the course of...
72 views
Janice Yip
Aug 5, 20195 min read
Why I'm sold on Lifetime Income Solutions
This idea first came to me during the year my mom was retiring. She was telling me casually, "if I got a million dollars, I'll go to the...
730 views
bottom of page