Janice Yip
Why Most People Are Doing Retirement Planning Wrongly
If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...
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Janice Yip
Apr 274 min read
Are you Confusing Wealth Preservation Tools with Wealth Accumulation Tools?
"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...
64 views
Janice Yip
Nov 2, 20236 min read
Is your Knowledge About Investment Linked Policies Outdated?
Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...
141 views
Janice Yip
Aug 17, 20227 min read
Here's Why Some People Move Up The Wealth Ladder While Others Don't
After close to a decade in this industry, I've reached a conclusion why it's easier to help some groups of individuals improve their...
191 views
Janice Yip
Mar 24, 20225 min read
Is The Fear Of Future Job Insecurity Stopping You From Long Term Investing?
As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...
73 views
Janice Yip
Jan 30, 20227 min read
3 Reasons I Prefer To Invest For Growth Over Dividends When I'm Young
Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...
209 views
Janice Yip
Jan 9, 20227 min read
3 Lesser Known Considerations When Utilising The Flexibility in Investment ILPs
I decided to write this article after interacting with a number of consumers who hold investment type Investment Linked Policies (ILPs)....
314 views
Janice Yip
Jul 12, 20218 min read
Why Is There So Much Stigma Towards Investment ILPs?
Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...
746 views
Janice Yip
May 1, 20215 min read
Why The Idea That Financial Solutions Are 'Expensive' Is Terribly Flawed
This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...
223 views
Janice Yip
Mar 18, 20216 min read
3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...
760 views
Janice Yip
Dec 7, 20206 min read
Potential Problems When One Relies On Inheritance Money As Their Retirement Plan
When a person thinks about inheritance, it's such a wonderful thing right? There are many people who envy those who are left with a hefty...
165 views
Janice Yip
Oct 2, 20206 min read
Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...
112 views
Janice Yip
Jul 19, 20208 min read
5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
191 views
Janice Yip
May 16, 20205 min read
What I would Do With My First $10K If I became A Fresh Grad Again
Recently I've had a number of enquiries about investment related questions from undergraduates or fresh graduates. One of the most common...
444 views
Janice Yip
May 1, 20205 min read
Beginner's Guide To Select The Right Savings Plan For YourSelf
In today's article, my goal is to provide a short, systematic series of questions that can help you ensure that the plan recommended to you
327 views
Janice Yip
Mar 20, 20205 min read
Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...
401 views
Janice Yip
Mar 13, 20205 min read
3 Commonly Asked Financial Planning Questions That is Conceptually Flawed
So doing this for a while now, I've encountered a varied range of questions from people who have taken a serious view about their...
840 views
Janice Yip
Mar 6, 20205 min read
Why Do We Need to Use Financial Instruments To Plan For Retirement?
Yes why can't we just leave all that money in the bank? You and I probably know what inflation is, however how many people who are...
702 views
Janice Yip
Feb 20, 20207 min read
How Come We Are Always Told That We Should Invest Long Term
How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...
927 views
Janice Yip
Feb 12, 20203 min read
Why We Need to Set Aside 6 Months Of Income & How To Go About It
The recent Novel Coronavirus has brought a timely wake up call to a number of industries and everyone else because it's a stark reminder...
446 views
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