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Is your Knowledge About Investment Linked Policies Outdated?
Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...
Janice Yip
Nov 2, 20236 min read
156 views

3 Reasons I Prefer To Invest For Growth Over Dividends When I'm Young
Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...
Janice Yip
Jan 30, 20227 min read
213 views

3 Lesser Known Considerations When Utilising The Flexibility in Investment ILPs
I decided to write this article after interacting with a number of consumers who hold investment type Investment Linked Policies (ILPs)....
Janice Yip
Jan 9, 20227 min read
319 views

Why Is There So Much Stigma Towards Investment ILPs?
Recently I was asked why does the market have so much stigma towards Investment Linked Policies (ILPs) and if it has its place in the...
Janice Yip
Jul 12, 20218 min read
922 views

3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...
Janice Yip
Mar 18, 20216 min read
762 views

The Best Christmas Gift For Your Future Self
You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...
Janice Yip
Dec 25, 20206 min read
125 views

4 Reasons Why You May Consider An Investment ILP In Your Portfolio
The general stigma on investment linked policies are real and up till now, there's still a significant portion of the population who is...
Janice Yip
Aug 23, 20205 min read
794 views

5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount
Janice Yip
Jul 19, 20208 min read
209 views

3 Money Steps We Can Take To Prepare For The Next Crisis
The present recession has given me fresh perspectives about how people react to a financial crisis. It has also taught me plenty about how
Janice Yip
Jun 14, 20206 min read
145 views

Recession, Low Yields & Reinvestment Risk
The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...
Janice Yip
Jun 6, 20207 min read
84 views

How Lump Sum Averaging Can Take Away The Need To Search For A Market Crystal Ball
I've not been more excited about the current market conditions as now. To be fair, this is my second market crisis. The first one I've...
Janice Yip
Apr 17, 20204 min read
275 views

Self Employed Life, Coronavirus & Retirement
So I had lots of time to reflect on business and life because I have been trying to stay in and avoid crowds. This COVID-19 virus has...
Janice Yip
Apr 3, 20207 min read
534 views

Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...
Janice Yip
Mar 20, 20205 min read
402 views

Why Do We Need to Use Financial Instruments To Plan For Retirement?
Yes why can't we just leave all that money in the bank? You and I probably know what inflation is, however how many people who are...
Janice Yip
Mar 6, 20205 min read
705 views

How Come We Are Always Told That We Should Invest Long Term
How long is long? To quote this famous investor that I'm sure you would have heard of even if you live in a cave, Warren Buffett: "If you...
Janice Yip
Feb 20, 20207 min read
933 views

3 Strategies To Get Started On Saving For Your Future
Usually there are only a few possible reasons why people haven't gotten started on any wealth accumulation strategies. Do not wish to...
Janice Yip
Dec 2, 20196 min read
262 views

Guaranteed investment. Whut?!
Are you wondering if this is some kind of scam or click bait? Trust me, this was my reaction when my relative told me she recently signed...
Janice Yip
Oct 14, 20194 min read
518 views


3 Benefits a financial adviser with multiple insurer options can give you
I used to believe that as long as an adviser is competent and gives fairly good service, he/she has done a good job. Over the course of...
Janice Yip
Aug 13, 20194 min read
73 views

Investment Linked Policies And What You Should Know About Them
I decided to write on ILPs after I read somewhere online that someone gave up her endowment because she heard that ILPs are bad. This...
Janice Yip
Jul 11, 20194 min read
1,014 views


Ideas for education planning
Education planning is something that all parents will have to prepare for at some point of their parenting. As long as parents do not...
Janice Yip
Jun 15, 20194 min read
189 views
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