Janice Yip Advisory Group

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...

Rojak in Malay means mixture. In the Singapore context, it refers to a salad dish tossed with fruits and vegetables that reflects...

If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...

If you are in your late 50s - 60s reading this, $2million might be enough. If you are any younger, it's likely not going to be enough for...

It's year end and I am doing my year end reflections as a financial consultant. 2021 has been a rollercoaster year. We got 2 new Covid...

There's really very little incentive to invest your money or take up any financial instruments when you see your bank balance growing...

Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...

According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...

The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...

Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...

It sounds counter-intuitive. The younger phase of our lives entails a lot of financial commitments. How can it be that life is easier?...

Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...

Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...

As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...

When a person thinks about inheritance, it's such a wonderful thing right? There are many people who envy those who are left with a hefty...

Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...