Janice Yip Advisory Group

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...

Rojak in Malay means mixture. In the Singapore context, it refers to a salad dish tossed with fruits and vegetables that reflects...

If you are thinking of starting your retirement, most likely your train of thought is you are prepared to set aside $xxxx/month to get...

"The return is too low." This is the common concern raised when proposing wealth preservation options to clients. Very often this...

Recently I met a client who told me he needs $5000/month for his retirement income. So I asked him, how did he derive this figure? He...

Table of contents Types of Investment Linked Policies Protection Investment Linked Policies 101 Investment Linked Policies Pros and Cons...

Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...

If you are in your late 50s - 60s reading this, $2million might be enough. If you are any younger, it's likely not going to be enough for...

After close to a decade in this industry, I've reached a conclusion why it's easier to help some groups of individuals improve their...

Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...

Whenever retirement planning is discussed, it is common to assume expenses as what you need to spend on a day to day basis to live your...

According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...

The past few months I've been really occupied with helping clients plan their retirements. One interesting observation I encountered with...

Working as a financial advisor (FA), it's common to hear retail consumers give reasons such as return too low, too long term, lock up...

This is going to be a pretty short article. It's motivated from meeting a number of clients who seem to perceive financial solutions as...

As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...

Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...

Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...