Janice Yip Advisory Group

"Janice is a very experienced and helpful financial adviser. I chanced upon her after my previous agent had quit and I was looking for a basic healthcare plan. She has definitely been very helpful in advising the various suitable plans for me. As someone who has very little idea about finance and insurance plans, she was able to explain very clearly the different types and uses for the countless plans. She definitely knows her stuff and she will break down and compare the different companies' plans and let you make an informed decision. Janice is very trustworthy and will not try to sell you things you don't need, and has your interest at heart."

"Pleasantly surprised to receive a box of mooncakes from Janice! Thanks for the treat!

I've known Janice for 18 years, back when we donned pinafores in secondary school. Though I must say it is only recently that I've engaged her as my financial advisor.

One day back in July, I woke up with a determination to sort out my financial plans (unbelievable but true), so off I went to meet Advisor 1. I thought that the interaction between us did not feel like a true conversation, mostly with Advisor 1 going on and on regarding a certain plan but not really understanding my requirements then. My gut feelings told me that this is not a right fit.

That's when Janice comes to mind- we have remained friends via FB and I recalled reading some of her articles pertaining to financial planning and found them to be easily understood, with many real-life examples coupled with her own intelligent opinions. I decided to reach out to her.

After catching up with Janice, I was not disappointed! I like her approach used when meeting and evaluating a new client's financial needs and goals. I find this to be important as the approach determines if she would be able to put my interests first (she does). She would go on to share her personal life experiences and perspectives on money over our next few appointments– all of which I find intriguing to know. The financial advisory process has been extremely positive for me. I was able to evaluate the options presented to me and made my decisions thereafter. I'm guessing it's possible due to the clarity of advice I've received. Within a month or so, Janice had all my policies in effect. Such efficiency!

I have confidence that Janice would be someone I can trust to share my aspirations, concerns and financial information over a long time. If there are any self-driven individuals out here who would like to be in Financial Advisory, Janice can definitely show you how to do it with class!"

“I met Janice through a close friend’s introduction. I decided to meet up with Janice because I witnessed how my friend was able to have his finances in order, and was very impressed that he could already plan for retirement in his early thirties.

​

I aspired to do the same, but my meet up with Janice exceeded my initial expectations. Janice was able to evaluate my current financial situation clearly, and helped me to identify what I needed to cover before I can plan for retirement in a systematic and sensible manner.

​

Janice exhibits a strong sense of purpose to provide good financial service for her clients - she wrote to several insurers on my behalf to do preliminary underwriting with them, and let me evaluate the outcomes before I committed. I was surprised to learn that this time consuming research process was something that financial advisors could do for you, because none of my previous financial advisors did.

​

Overall I had a good experience working with Janice, and I would recommend her as a reliable advisor.”

“Janice has made my retirement planning easier. Before I met her, I thought insurance products are only beneficial when taken at younger age, not for someone who is near retirement age like me. With her updates, I am now more aware of products that can help my retirement funds grow reasonably higher than before, and also plan for payouts along the retirement years when I will no longer be receiving an income.

She is enthusiastic, knowledgeable (not only on insurance matters), frank in her approach and never at all pushy. She constantly update clients with new products in the market, made the effort to meet up every few months, and is always there when you need any advice or 2nd opinion on insurance/financial matters.

Frankly, I wish I had met an advisor like Janice 20 years earlier.”

"Janice has helped my husband and I grow our CPF investment to heights that we didn't even know were possible.

​

Coming from a background where neither of us were financially savvy, Janice has been with us from the beginning of our financial journey where she has helped us by guiding us to make the right decisions for our portfolios and ensuring that decisions we make were sound and beneficial to us.

​

She always offers insightful information and advice whenever we have questions and pushes us to ensure that we stay on a path that helps our financial situation grow.

​

Now we don't have to worry about heavy costs when looking for a house to purchase, because she has ensured that we have more than enough to cover our payments.

​

On top of that, she is able to advice us on policies that work best for our personal situation, whether it be policies for our health, finance or our future. Janice is our go to advisor and is always the first name we think of when someone asks if we can recommend a FA."

"One can describe Janice in many words, but the word ‘earnest’ is most fitting for her.

​

Janice stumbled into my life when I first invested my CPF OA, and she has been working with me since. Her monthly newsletters and posts on Instagram are insightful and easy to digest, particularly to someone, like me, who is financially apathetic.

​

Throughout my years with her as a client, I can be assured that the policies sold to me are to my utmost benefits. I remember she once told me about her goal of traveling around the world, leading a life free of financial burdens, and how she wanted her clients to be able to achieve the same dream. That to me was heartening, because while she works toward her goal, she makes sure her clients do not fall far behind her.

​

If you’re looking for a no-bullsh*t, passionate and genuine FA, Janice is your best bet!"

"I have known Janice for about 2 years and so far I have been happy with her financial advice. She has been patient and always ready to share her products to enhance her clients well-being. She is also persistent, consistent but never pushy. She has been a great help so far and also a good friend. She is innovative and always updating her clients and friends on her product and financial services. Keep up the good work and kudos to her!" 

"I am glad to have Janice assist me with the financial planning. She is very patient, focused and objective during the consultations. She clearly state the options available during the consultations. Though there are times where I need a repeated explanation, she never fail to explain why certain options are not feasible. There is no pressure and this is very good for me as her client. Thank you Janice."

"I have always had this uneasy feeling when it comes to insurance coverage & investments. For me, insurance policies are at times complicated to understand. And doing investments there are always thoughts of making a loss.

But with Janice professional guide, the uneasy feeling has been put to rest. Janice offers her in-depth knowledge to improve and provide the best solutions/updates for my insurance and investmest status from time to time.

During the Covid-19 pandemic, when the economy struggled, the investments which I have made was not affected, but thankfully, did better than expected.

Overall, one can feel her passion in her work. I would like to highlight the excellent quality of advice received and express my gratitude towards her dedication and patience shown to me. I am sure she will continue to reflect her passion and commitment to her future clients."

“Janice is very forthcoming in helping me and her clients. She will educate and share different options which are specific to my needs, no beating around the bush, no unnecessary hard selling. Her vast knowledge enables me to put trust in her that I can benefit from her services. Last but not least she doesn’t just treat me as a client but as a friend as well, which makes regular meet ups an easy and stress free one to be in.”

"You have to speak to Janice when it comes to your retirement needs. She has been very helpful and informative when it comes to helping me understand what my options are. She made a considerable effort to help me prioritise on what I should plan for first. Great shoutout to Janice! Thank you for your help and advice!"

"Growing up, investing had always been a foreign topic to me. Nobody I knew did any kind of investing and nobody talked about it with me. It was only after Janice had became my broker that I had an idea of what investing is.

​

After entrusting her with my insurance coverage and savings plan, I decided to take up an investment plan. I had no idea what I was getting myself into but Janice was there to guide me through; answering any doubts and queries I had.

​

Looking at my portfolio right now, I really feel like I made a great decision. Even during the Covid-19 pandemic where the economy struggled, the investment I made did much better than I expected.

​

For anyone looking to make your money work for you, I recommend taking up an investment plan with Janice. She has her client's interest at heart and is very transparent.

To Janice, thank you for everything you have assisted me with. I really appreciate it. Cheers!"

"Friendly and knowledgeable on the different policies available in the market. No hard selling on the expensive policies as she really works within our budget and needs. Truly recommended."

"It has always been a pleasure meeting up with Janice. She will always present us with very transparent and detailed financial advise on every policy before we sign or agree on the dotted line. Each meet up is greeted with sincerity, which is an important attribute for us. Our whole family is insured by Janice."

"I am always assured that my needs are addressed. I could feel the sincerity, clarity and the transparency that Janice provides. Always easy to communicate and get my questions answered."

"Janice is sincere and honest in her assessment, and offers practical advice which I appreciate."
 

Janice is very knowledgeable about retirement planning and provides very on-point advice. She is also very candid and realistic about the possibilities to manage expectations. Most importantly, she customises the plan to make sure it is most suitable to what the client actually needs instead of just offering cookie-cutter solutions.

"Consultation with Janice since 2018 has exposed me to important financial decisions early. With her advice, I am able to stay protected against unforeseen circumstances (including blind spots) and make realistic and sustainable steps towards a retirement income that is greater than my working income. 

​

The advance planning and returns from investment made allowed my fiancee and I to purchase a private property that is safely within our means while minimizing risk, even as we continue to develop wealth accumulation instruments using the financial instruments recommended by Janice so our future opportunities would not be as limited by money woes."

"Janice has been playing an instrumental role advising me on my savings, investments and health insurances. Despite my hectic work schedule, she has been extremely patient working around my working schedules. Most importantly, she is neither pushy nor aggressive towards the plans she shares with me. Thank you!"

“Janice is very knowledgeable on insurance products and quick to respond to any queries or doubts. She is able to help compare the various plans from different companies and advise which is the best plan tailored for my needs. She is also genuine when dispensing her advice and not pushy on products. Thanks and appreciate your help!”

"Got to know Janice through Facebook – where her financial articles kept popping up in my feed. I was intrigued by some of her simple yet interesting articles. So I decided to contact her to learn more. I am glad I did as she is generous to share her knowledge and experiences while evaluating my financial needs and provide advice for my current financial situation.

I have a great experience with Janice as my financial advisor. Thanks Janice!"

"I have had negative experiences with various people in the financial services sector. Especially when many of them have lost my earnings with their "promise" of making money.

​

My initial meeting with Janice was arranged with hesitation as one would expect having been burnt by various financial "experts".

​

However, after speaking with her on the issues/challenges and even claims by my previous agents, I realized the issue was with me not fully understanding my $.

​

Janice is able to level with you and even hold your hand through the tough times and find out what is the best solution for each situation.

​

Understanding the necessary financial pathway that is best suited for us is her amazing strength.

​

Her dedication in improving my investments have made me so comfortable in just approving all decisions without needing to even question her decisions.

Her magic - growing your lifestyle by building your investments.

​

Today, without hesitation, I immediately consult her for ALL my financial matters.

​

Thank you for allowing me to have a stress free lifestyle and understanding that investments can be done with the right mentality but with the right person like you, the options are made limitless.."

Why did I choose to work with Janice?

​

Amongst the few agents I've met over the years, Janice is the only one that made me feel like she only wants the best plan that is suited for you. She will not hestitate to stop you from investing or buying any plan that does not benefit you and I love that honesty and sincerity from her. That's also the reason why I would recommend her to my friends too. I know for sure she would do for them what she would for me as well. 

"I’ve known Janice since our poly days and we have been friends ever since then. Few years ago, I approached Janice to help me to source for an insurance coverage. Janice proposed a series of possible plans for my consideration, but I wasn’t ready to take up any of the plans given that the underwriting outcome came with loading. Even though I didn’t take up any plans with Janice, we were still able to catch up occasionally through foodie hunt and even exercising through badminton. Our encounter each time did not have any involvement with insurance or financial conversation at all unless they’re initiated from my side.

What I really like about Janice’s style of working is that I felt no pressure at all whenever we meet up as she is able to put her time for work and personal time apart clearly. Being an introvert and a rather antisocial person, I was very judgemental with my past encounters with insurance agents. I had the old fashion perception that whenever I meet with them, they are out to sell me a product or service which I may not really need. Such past encounters slowly made me avoid meeting up with them.

It was only this year I decided to approach Janice again to get her assistance to relook at my plans and this time round I felt that I was ready to get a suitable plan despite any potential loading. Janice made lots of effort to really source around for the best possible plans in consideration of my situation and I really appreciated her help because I was pleasantly surprised to discover an insurer who could accept my application without loading!

Having more confidence with Janice, I also further consult her on retirement planning. Janice was very patient and meticulous when guiding me to think about what kind of lifestyle I wished to have for my retirement and how I could work towards it. Her professionalism in her work really impressed me because she really took the time to explain different parts of the considerations clearly. All of a sudden, all the complex information would just become so much simpler to understand.

On the whole, I would highly recommend people to approach Janice should you have plans that you wish to take up or even any financial related queries for your existing plans. You can be assured that Janice will definitely provide you with quality service and you definitely won’t feel any pressure at all!!"

"Janice is one of the best financial advisor I have known. She listens to all my financial concerns and addresses my queries intently now and then. A knowledgeable advisor, she offers the best plan and what is relevant and affordable for me. I would not have any advisor other than her. Thank you so much for your help, Janice!"

"Janice has been helping to manage my insurance and savings portfolio for about 2 years. During the period she has really helped in reducing my costs and increased my coverage. She is really knowledgeable and often shares her views through her blog and messages, which I found really useful. I feel that under her care, my financial future is secure."

"Janice is sincere, upfront and doesn't hard sell like other advisors would. She takes the time to understand my needs and wants and caters accordingly, ensuring that I don't break the bank. She's trustworthy and comes highly recommended."

"I am a client of Ms Janice Yip. I would like to highlight the excellent quality of advice given from her and express my gratitude towards her dedication and patience shown to me. She offers valuable advice based on my financial status and follows up with me. Her warm and friendly persona makes her very approachable as well. Overall, one can feel her passion in her work. I am sure she will continue to reflect her passion and commitment to her future clients."

"I know Janice through a recommendation from a friend. I can say that she is different from the other financial advisors which I have come across before because she takes time to understand our needs and lifestyle before introducing the best policy which matches closely to our profile. Most importantly she does not make me feel pressured to take up anything.

I gain a lot of knowledge through my experience with her and of course - she talks about the fun stuffs too!"

"I have known Janice for a few years and have gained a lot from her financial insights. Most importantly, she is genuine and easy to be approached. One very recent example, she responded really quick to my request on some financial matters during the circuit breaker. She is definitely someone you want to go to for financial guidance.”

"I have been Janice client for about half a year. I was referred by my cousin. I feel that she does her work good as I can feel the sincerity. She also does not force you into buying a plan. She will craft out a plan that suits your affordability and capabilities. She explain the terms in a way that is easier for me to understand. I'm not afraid to ask her questions as she is patient in her explanations."

"I am truly glad to have Janice as my financial advisor. She has assisted me and my family planned through our financial needs in a safe and realistic manner. She is sincere with her opinions and provided us with options on what we truly needed. She laid out what were our priorities and budgeted it within our comfortable income. She also had us covered adequately for our health coverage, retirement and savings. I am very appreciative of the current finance updates she shares regularly. Through my experience with other financial advisors that I’ve encountered, Janice is different as she is client- oriented and always place her client’s needs and priorities first. I certainly feel reassured having her as my financial advisor!"